You need user ID and password in order to login to your account. And, since all your data is considered private, we protect it on our web site. Our system does not record passwords into the database. Instead, it records a hash value of the password. It means that when you enter a password, our system can verify that the password is correct without knowing the real password. That is made with the purpose of protecting your password - even our employees with the database access will not be able to obtain your password. We encourage you to do the same - please keep your password protected and never disclose it to anyone. Change your password immediately if you have any suspicions that it might be compromised.